What coverage policy should I quote for a barbershop or hair salon?

I'm a fairly new and I want to provide the best coverage. I'm not sure if I should do a BOP,CGl, or separate policies that cover theft or robbery.What coverage policy should I quote for a barbershop or hair salon?
You should be able to BOP this easily, just be sure to add the hairdresser professional liability endorsement to the bop. Many carriers will have a ';hairdresser enhancement'; endorsement to add, lumping that in with several other coverages.What coverage policy should I quote for a barbershop or hair salon?
A business owners policy (BOP) will, no doubt, be the most comprehensive and the most competitive product you can offer. But as noted you want to have a carrier that offers the professional liability as an option. You would not be doing your client any favors and you would eventually be sued for errors and omissions if you failed to offer professional liability.





You will not have any clients if you quote separate policies. The premiums for separate policies will not be anywhere near competitive compared to a BOP policy.





Good luck and best wishes for your success...